Loans for People on Benefits: Do CashAdvance.Com Offer Loans for People on Benefits?

This review of is dedicated to unemployed people and disabled people who are on benefits. This review will find out whether unemployed people and disabled people on benefits can take out a cash advance or a payday loan from

There is a lot of confusion and unhelpful information on the internet and this guide aims to get to the truth. Lead generation companies offer misleading information to get peoples details to make money. This review will definitely state whether or not loans are available. 

Most of these cash advance sites do not explicitly state what their position is when it comes to offering cash advances to people on loan, I will email to get definitive answers.

What do CashAdvance.Com Offer?

CashAdvance.Com as the name suggests offers cash advances and payday loans, you can apply online and your information remains 100% secure and confidential. There are no fees, no faxing and obligation to accept loan terms after applying, even if you have bad credit you can apply. If you’re approved and agree with the lenders terms you can have the cash deposited into your checking account. is not a direct lender, instead it connects with a network of lenders who compete  to offer you the best rates, if you don’t like the lenders terms then you can decline and cancel the application and just walk away.

What Are The Requirements to Take Out a Payday Loan?

The requirements for a payday loan is the following, unfortunately there is no mention of eligibility for disabled people or unemployed people on benefits.

1.       You must be employed for more than 90 days in your current job
2.       Must be a citizen of the United States
3.       Must be 18 or over
4.       Have an income of at least $1000 per month after taxes
5.       Have a checking account in your name
6.       Have a valid email address, home and work phone numbers

What Are the Fees and Charges for CashAdvance.Com?

As is not a direct lender there is no information on fees and charges, instead act as a middle man to find you the best rates, there is no mention on how much commission they earn. Commissions are normally taken from the actual lender but I will find out when I email them. Late payment policies, non-payment policies and loan renewal policy all vary so it’s important to check the small print before you go ahead.

What is the Application Process for the Payday Loan?

The application process is quite straight forward, CashAdvance.Com take all the information that they need they then pass this information on to their network of payday lenders to get you the best rates. There is no mention on how many credit checks are done. might complete one credit reference check and pass this information on or they might just pass the information to multiple lenders who will do multiple checks.

Do CashAdvance.Com offer Loans to Disabled People on Benefits?

Unfortunately there is no mention on whether they offer a service for disabled or unemployed people on benefits. When I email them I will try to find out if they offer payday loans or cash advances to people on benefits. What their policy is on credit checks and how bog their network of lenders are.

Letter to Asking Them if they Offer Loans to People on Benefits

Dear Sir/Madam,

I want to apply for a cash advance or payday loan, I am currently on unemployment benefits and disability benefits and wanted to know if you can offer me a cash advance. I have a reliable source of income that exceed $1000 after tax requirement and I would be grateful if you could let me know what your position is when offering loans to people on benefits.

I also wanted to know how big your network of lenders are and how you take your commission, I also wanted to know how many credit checks are done when my information is passed to you.

I look forward to hearing from you.

Thank You

As soon as I receive a response I will update this guide to let everyone know whether offer loans for people on benefits.